With over 40 years of experience in financial services, Richard Carter is a proven executive who has consistently delivered exceptional growth and performance improvements across global markets. His expertise spans trade finance, asset finance, and receivables financing, complemented by deep operational knowledge and international leadership experience.
Areas of expertise:Richard brings a unique combination of international experience, strategic vision, and practical implementation expertise to his clients. His approach is characterised by:
Whether you're seeking to expand into new markets, develop innovative financial products, or transform your operational efficiency, Richard's comprehensive experience and strategic insight can help guide your success.
Schedule a consultation today to explore how Richard can help your organisation achieve its strategic objectives.
At the recent Finance Connect conference, colleagues from the receivables finance sector gathered to discuss the current state of RF and its direction for the future. Having participated as a facilitator for a couple of the sessions, our expert, Richard Carter, believes there are some key takeaways that warrant careful consideration, not just about where […]
Don't Underestimate the Challenges Facing Invoice Finance Providers in the Implementation of Digitisation Commoditising invoice finance through digitisation is considered by many as the "Holy Grail" of factoring and invoice discounting. But what can its impact truly be on a financial product that has historically been relationship and service-driven? In this article, we'll explore how […]
It's time for finance companies to review the opportunities for growth and risk mitigation to be had in shifting to Irrevocable Payment Undertakings (IPUs) in supply chain finance and commercial 'Buy Now Pay Later' (BNPL). In the August edition of Insight, I wrote about the game-changing Electronic Trade Data Act (ETDA) and its potential impact […]
In the past few Finativ newsletters, I have highlighted an issue that has largely gone unnoticed in the finance sector - a formidable funding gap for businesses. It's reported that, pre-COVID, smaller businesses in the UK faced a £56 billion trade finance shortfall, a void which has potentially widened in the aftermath of the pandemic. On […]
In our previous article, we discussed the major funding gap faced by UK businesses engaged in international trade and called on financial institutions to view this as an opportunity. There are compelling reasons why focusing on international traders can benefit banks. Research by major banks has revealed that businesses trading internationally generate significantly higher income […]
On 20th July, The Electronic Trade Document Act was passed in the UK. It allows any electronic trade documents that can function like paper to be treated like paper. So why is the trade finance industry so excited by the adoption of the UNCITRAL Modern Law on Electronic Transferable Records in the UK and soon […]
Behind the headlines about inflation and interest rate hikes is an issue that has largely gone unnoticed in the finance sector - a formidable funding gap for businesses. It's reported that pre-COVID, smaller businesses in the UK faced a £56 billion shortfall, a void which has potentially widened in the aftermath of the pandemic. On […]
For asset finance providers, invoice finance represents an opportunity to invest in a familiar but countercyclical market. Whereas many businesses in asset finance will see 2023 as a year of lower demand, the opposite is true in the invoice finance market, especially for non-bank players. In a downturn, working capital is at a premium, resulting […]
