In our previous articles in this series, we explored the distinct challenges that asset finance providers face across the proposal-to-payout journey: the technology infrastructure barriers that slow credit decisions, the data quality issues that delay funds release, and the integrated systems, process, and people approach required for sustainable improvement. This fourth instalment turns to a […]
As asset finance firms navigate an increasingly technology-driven landscape, AI presents both opportunities and risks. Success depends not on wholesale adoption, but on deploying AI strategically, with robust controls and clear measurement, to address genuine operational challenges. AI solutions are appearing in ever-increasing numbers across the asset finance technology stack – in proposal submission/receipt, documentation, […]
We recently carried out a benchmarking survey of the service standards of asset finance lenders serving the broker market. The 20 responses we received represented 18% of the broker market, providing a valuable snapshot from some of the largest and most important brokers in the market. Relationships Matter Less, Relationship Management Is Essential One of […]
Executive Summary Following our examination of speed to decision challenges, the payout phase represents an equally critical bottleneck in the proposal-to-payout journey. Recent industry discussions reveal that data quality issues have emerged as the primary obstacle to payout acceleration, with incomplete or inconsistent documentation causing delays that frustrate customers, dealers, and brokers at the final […]
Executive summary Asset finance providers face a critical tension: everyone recognises that speed to decision matters, yet half remain held back by inadequate technology infrastructure. This isn't a minor operational concern; delays in credit decisions translate directly to lost business. Customers seeking asset finance increasingly expect rapid responses, and brokers route business to providers who […]
Whether you’re bank-owned and funded internally, or independent and funded through block discounting, securitisations or structured lending facilities, finance is not back office. In debt-reliant businesses, finance is the control tower that keeps capital flowing. When it is underbuilt, funding becomes slower and more expensive, covenants and triggers get breached, and management is forced into […]
What the PEAC/Topi, PEAC/ABN AMRO UK Leasing, and Shawbrook/ThinCats deals signal Deal flow has returned to the asset and specialty finance market. Over just a few days, three headline transactions have crystallised the themes many in the sector have anticipated for months: scale, technology enablement, and bank carve-outs into specialist platforms. 27 August 2025: PEAC […]
Over the summer period, we carried out a benchmarking study, asking leading brokers about the quality standards of the funders they use. Results were collated to provide a ranking of 17 funders across six key areas – deal shaping, speed of decision, document execution, speed of payout, overall service quality and broker relationship management. The […]
March 2025 With the clocks about to change and warmer spring weather ahead, now is a time for activity and optimism, and there’s a lot going on. In this edition of Insight, we highlight the strengthening of our corporate finance proposition, the growing attraction of private capital, a comprehensive Scope 3 reporting solution, options for […]
October 2024 It’s early days … but M&A is back! In this edition of Insight, we highlight some of the reasons for this trend and their implications. We reflect on the recently released Basel 3.1 near-final rules and the remaining uncertainty for capital-constrained SME lenders. With budget rounds in full swing, we discuss the importance […]