March 28, 2024
FINATIV: INSIGHT

March 2024 “Create new revenue streams, outflank competitors and redefine customer experiences” are just some of the potential benefits of generative AI. In this edition of Insight, Simon Potts’ article highlights areas for review and development and points towards our AI Readiness Assessment and creating your organisation’s own AI vision. Christian Roelofs pinpoints the challenges […]

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March 27, 2024
Can UK SMEs Surmount the 2024 Refinancing "Great Wall"?

I recently attended a session on global insolvencies and was confronted with a startling projection: the UK's SME debt refinancing requirements in 2024 tower over those of any other country, forming a seemingly insurmountable "Great Wall." This alarming visual underscores the immense challenges UK businesses face in the coming years as they navigate a landscape […]

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January 3, 2024
FINATIV: INSIGHT

January 2024 2024 – a new year and new opportunities. In this edition of Insight, we highlight the step-change performance potential in supply chain finance and BNPL.  Following a successful engagement in Q4, we introduce a new product - 'Finativ Focus' – a high-speed, low-risk way to drive capacity and productivity gains, with costs aligned […]

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January 2, 2024
2024 Outlook: Industry Experts Weigh In on the Future of SME Lending

The start of the new year is a time when people often think about the year ahead. This year, I decided to ask a few industry friends for their thoughts on major trends and events that will help shape SME lending in 2024. Below are our combined observations - my sincere thanks go to Ylva […]

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January 2, 2024
Block Funding: Friend or Foe?

Non-bank asset finance companies in the UK are almost entirely reliant on Block Funding (Block) for the liquidity they need to trade. Some see this as a strength in that Block is relatively simple, is not a banking product thrust upon us, and has been a staple source of funding for the last 10+ years. […]

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November 6, 2023
FINATIV: INSIGHT

November 2023 As we move into the latter part of the year, it’s right to think about 2024 and the opportunities that it will bring.  THE hot topic right now is AI and in Simon Potts, we’re lucky to have someone in the team who’s been a global leader in this field. His article is full […]

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November 6, 2023
M&A: Where Have All the Deals Gone?

With such a focus on growth over the last 12 months across the industry, and that growth not necessarily coming from the market, you would have expected more to have happened on the M&A front. However, taking a step back, there are a number of key reasons for this and some interesting alternative approaches that […]

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August 31, 2023
FINATIV: INSIGHT

September 2023 In this latest edition of “Insight” we highlight the hidden yet substantial benefits of supporting internationally trading businesses, while explaining how the newly passed Electronic Trade Documentation Act creates significant opportunities for early-adopting finance providers in an already underserved market. For businesses feeling the pressure of commercial challenges, we dig into the benefits […]

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August 30, 2023
Facing Business Challenges Head-On: The Proactive Benefits of Restructuring

Every business experiences highs and lows. These inevitable challenges might stem from a deteriorating liquidity position, loss of market profitability or growth in bad debts. And while the term 'restructuring' might sound daunting, it doesn't always translate to a crisis. Instead, it can be a proactive strategy to navigate through these challenges and steer your […]

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August 30, 2023
Corporate Finance: Value Creation – Today and On Sale

The term ‘due diligence’ or DD, as it is often shortened to (somewhat ironic for a process that is rarely short), often strikes fear into business owners and management teams alike. Having hordes of external advisors combing through details of what feels like every transaction a company has ever made, looking for errors, can be […]

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