
October 2024
It’s early days … but M&A is back! In this edition of Insight, we highlight some of the reasons for this trend and their implications.
We reflect on the recently released Basel 3.1 near-final rules and the remaining uncertainty for capital-constrained SME lenders.
With budget rounds in full swing, we discuss the importance of having a longer-term technology strategy and, for executive sponsors of large, complex projects, we offer words of warning about things that can go wrong.
Finally, as the debate over EVs rumbles on, we highlight ESG challenges in the motor sector.
Q4 looks like it’ll be a busy period – we’re here to help.


PS - don't miss the podcast featuring Finativ's Simon Potts in which he discusses the impact of AI on the asset and equipment finance industry - link below.

After a long period of inactivity, the UK's mergers and acquisitions market is starting to show signs of life. Over recent years, deal-making slowed down significantly, affected by economic challenges and global uncertainties. But as we move into the latter half of 2024, the situation is changing.

Some of the press headlines following the PRA announcement of Basel 3.1 near-final rules suggest that the changes are benign and straightforward, with largely unchanged capital requirements. If only life were that simple!
Specifically thinking about the asset finance market, it was announced that for standardised banks, the feared removal of the SME Support Factor ...

For many companies, now is the time for budget planning. One of the most significant budget lines is technology; however, this can often lead to a frantic rush to identify necessary developments for the coming year. Equally challenging is estimating costs and assessing the realistic benefits these developments will deliver.

You are well into a large-scale, long-term project and as the next steering committee meeting approaches, you’re reviewing the RAG status. There are no red lights, a few amber, but that’s only to be expected.
The majority are green, so there’s nothing to worry about. Yes, the timeline on a project of this nature is bound to slip a bit, and yes, it’s running a little over budget, but that’s what the contingency is for. So, why the nagging doubt?

“Adopting environmentally friendly practices such as incorporating electric vehicles, investing in renewable energy, and implementing sustainable manufacturing processes are essential steps towards reducing the auto sector’s carbon footprint.”
ESG is increasingly important to automotive as the industry becomes more sustainable, but dealer networks face a range of practical challenges to meet the latest requirements ...
Finativ's Simon Potts was recently interviewed for a new podcast series exploring the impact of AI on the asset and equipment finance industry.
Hosted by Anne Jenkins, VP of Product Management at Leasepath, the premiere episode "What's All the Fuss About AI?" discusses:
To listen to the interview, click here.
Over the coming weeks, members of the team will attend the following events. If you are going to be there, get in touch so we can say hello.
26 November: AFC Conference, London