Modernisation & Transformation

Drive innovation, productivity and unparalleled operational excellence

Unlock the full potential of your business with technology-enabled solutions that deliver measurable results

Accelerate digital transformation with industry-specific expertise that understands your unique challenges
Enhance operational efficiency through tailored technology solutions that integrate seamlessly with existing systems
Increase profitability by optimising processes and unlocking new revenue opportunities
Improve customer experience with innovative digital touchpoints and streamlined service delivery
Future-proof your business with scalable solutions designed for long-term competitive advantage
Begin your modernisation journey  →
AI Readiness: Strategic Alignment, Technical Readiness, Organisational Readiness, AI Roadmap

Access industry-leading expertise at the intersection of specialty finance and digital transformation

Combining focused industry expertise with a deep specialism in digital transformation, our partnership with Woodhurst Consulting offers a best-of-breed solution for specialty finance companies. 

Using proven modernisation methodologies, we focus on achieving increased profitability and higher service standards for our clients through the design and implementation of technology-enabled solutions.

For specialty finance organisations, digital transformation demands a partner who truly understands your industry

Finativ brings deep sector knowledge across asset, motor/fleet, receivables, and trade finance, combined with Woodhurst Consulting's digital transformation expertise. 

This unique combination ensures your modernisation journey is guided by specialists who speak your language and understand your specific operational challenges.

Our team isn't comprised of generalist consultants; we are industry practitioners who have "walked in your shoes" and understand the practical realities of implementing change in specialty finance environments.

AI Readiness: Strategic Alignment, Technical Readiness, Organisational Readiness, AI Roadmap

A Proven Approach to Successful Transformation

Opportunity Scan

A rapid, end-to-end assessment pinpoints process bottlenecks, cost leaks and innovation gaps, giving you total clarity before you invest

Outcome-Driven Roadmap

We convert insights into a sequenced plan ranked by ROI and execution ease, so your team always knows what's next and why it matters

Purpose-Built Tech Enablement

From workflow automation to data analytics and customer-facing platforms, we design and deploy technology that solves real-world problems

Embedded Capability 

Continuous knowledge transfer ensures your people can own, optimise and scale every solution long after go-live, turning a project win into a lasting competitive edge

Measurable Outcomes for Your Business

Our modernisation and transformation team has deep industry experience, enhanced through our strategic partnership with Woodhurst Consulting
Peter Hunt

PETER HUNT

Modernisation Lead
Peter is an accomplished financial services executive and strategic advisor with extensive experience in driving transformation across banking and specialist finance organisations. His expertise spans strategy development, operational excellence, and business transformation, with a particular focus on asset finance and SME lending sectors.

With extensive experience bridging traditional finance and fintech innovation, Peter helps clients align technology investments with business objectives. His work focuses on developing digital transformation roadmaps, identifying strategic technology partnerships, and guiding organisations through sustainable change.
Get in touch with Peter for more info
Simon Harris

SIMON HARRIS

Simon is an experienced professional with over three decades of operational and international experience in automotive and captive financial services. His expertise spans from traditional finance to cutting-edge mobility solutions, enabling him to guide clients through complex industry transformations and strategic challenges.

Much of his recent work has focused on bridging the gap between traditional automotive finance and the digital age. 

LOUISE IKONOMIDES

Louise excels at driving operational excellence and business transformation for financial institutions. As a COO and Managing Director for fintech and asset finance firms, she has led high-performing teams to increase efficiency, mitigate risk, and deliver innovative solutions.

Her unique combination of strategic vision, financial services expertise, and commitment to operational rigour position Louise as an invaluable part of the Finativ team.
Richard Carter Finativ

RICHARD CARTER

A highly experienced financial services professional with over 40 years of experience. Richard has held leadership roles at Bibby Financial Services and HSBC with responsibilities across Europe, Asia, Africa, and the Caribbean.

Richard has led operational teams across trade, vehicle, asset, and receivables finance as well as payments. Throughout his career, Richard has demonstrated his ability to lead teams, drive growth and improve business performance.

See what our clients say about Finativ

Understanding our strategy, culture, key strengths, and practical constraints, as well as helping us frame key market trends, Finativ led us through a comprehensive programme to identify, prioritise, own and establish realistic plans to commercialise a series of initiatives that have seen immediate positive results and will drive material growth for Lombard over the medium term.
-
Craig Leyland
Head of Asset Finance, Lombard
Finativ was instrumental in preparing our finance function for scale. They rebuilt our financial statements, set up strong processes, trained our team, and helped us hire top talent. 

Their deep expertise and hands-on support made a real difference. 

A great partner for any business looking to scale with confidence.
-
Karl Gilbert
Co-founder & CEO, Raylo Group Limited
As a forward-looking bank, we recognise that clean energy asset finance represents a meaningful growth opportunity. Assets across this sector are diverse, with a variety of ticket sizes, usage patterns and risk profiles, so successful market entry requires expertise and insight.  

Finativ were of great value, with a detailed review of relevant asset classes, distribution channels and risk management practices. We implemented their recommendations and now enjoy early mover advantage in the sector.

-
John Phillipou
Managing Director SME Lending, Paragon Business Finance
Access to Finativ’s local knowledge, experience and insight enabled us to quickly qualify and enhance a new market entry strategy we had begun to develop and identify critical success factors within the plan.

The ability to then assist with the implementation of the plan and make introductions to potential local customers, significantly enhanced the value of the Finativ proposition to us.
-
James Rudolf
Chief Commercial Officer, Acquis
Finativ reviewed all aspects of our asset finance business across our relationships, products, processes, policies and organisation, whilst always earning the trust and respect of our colleagues. As a result of the collaboration, we’re now significantly exceeding our asset finance targets, and are already partnering with Finativ in another business unit.
-
Conrad Ford
Chief Product Officer, Allica Bank
Finativ guided us through every aspect of our invoice finance project, from product and commercial design to financial planning, accounting and legal structuring, systems selection and development, operational design, transitional management and mentoring of key staff. Always accessible and responsive to the nuances of our captive finance relationship, the expert support from Finativ was fundamental to the successful implementation of our programme.
-
Alan Rhodes
Managing Director, Scania Finance Great Britain Ltd
Finativ carried out a thorough review of our operations.  Their recommendations were thoughtful and far-reaching, helping us reshape key elements of our process and organisation to improve productivity, risk management and team morale.  As a result, we now have a firm foundation for service excellence and new business growth.
-
Paul Bartley
Managing Director, Asset Finance - Hampshire Trust Bank plc
Arkle Logo
Working with our executive team, Finativ has helped us with a strategy process that turned stretching growth ambitions into a coherent transformation programme. While sensitive to our specific business culture, they helped us to understand our potential and create a plan of what we need to do and how we need to change. 

Signing up to the Finativ Flex programme gives us continuous independent oversight of our programme, plus access to the entire Finativ team, whenever we want it and for whatever we choose. I recommend it thoroughly!
-
Daniel Bailey
Executive Director, Arkle Finance Limited
Finativ’s insightful research and thoughtful guidance have deepened our understanding of our client requirements. 

They’ve played a major role in informing our product design and market development, for both the asset and invoice finance markets.  

The team at Finativ are a pleasure to work with and I recommend them unreservedly.
-
Steve Tapin
Managing Director, Lendscape Ltd
Finativ delivered a programme of training and best practice sharing that created a community of process improvement experts within the business. Operating cross-functionally, this drove productivity gains, better working practices and improved internal communication. 

As a next step, Finativ introduced then guided us through the ISO9001 quality management standard to embed operational excellence and enhanced service for our clients.
-
Andrew Beard
Chief Information Officer, CLM Fleet Management plc
As CEO of an early-stage tech business targeting the motor and asset finance market, I was looking to partner with an advisory service big enough to have depth, small enough to care and experienced enough to add value. I hit the jackpot with Finativ. The whole team is sincere and trustworthy, I see them more as an extension of our team than an external partner.
-
Adrian Walsh
Chief Executive, CheckVentory Innovation Ltd
Findustrial logo
Finativ has been fundamental to our progress in bringing our technology solution to the UK.  

They helped define our market entry approach, validate market requirements, segment commercial targets, raise our profile and develop relationships.

We find the Finativ team to be insightful, proactive and supportive. They understand our complex requirements, offer us an independent challenge and we value them greatly.

-
Günter Hehenfelder
Chief Executive, Findustrial GmbH

Transform Your Business with Confidence

Whether you're at the beginning of your modernisation journey or looking to accelerate existing initiatives, Finativ's Modernisation & Transformation services provide the specialised expertise you need to succeed.

Contact our team today to discuss how we can help you drive innovation, enhance productivity, and achieve unparalleled operational excellence in your specialty finance business.

Schedule your no-obligation consultation today

For an inital discussion, simply fill out your details below and a member of the Finativ team will be in touch to share more specific information and answer any questions you have, within 24 hours.
Phil Gerrard (Renewable Investments)
We’re committed to your privacy. Finativ may use the information you provide to us to contact you about our relevant content and services. You may unsubscribe from these communications at any time.